Total Visa®Card Application

**Rates, Fees Costs, and Limitations
Apply Now!

Get a Genuine Visa Credit Card!

The TOTAL Card is available to people with fair, poor, or limited credit! Complete the fast and easy online application and get a response in seconds.

Complete Application

Quick and easy secure online application!

Process Application

The Total VISA® is a true VISA® credit card that does not require perfect credit for approval.

Get A Quick Response

Get a response in as little as 60 seconds!

  • Initial Credit Limit of $300.00**(subject to available credit)
  • Manageable monthly payments
  • Checking account required

If approved, simply pay an $89.00 Program Fee** to open your account and access your available credit.
**See Rates, Fees, Costs, and Limitations page for additional details.

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Start Our Easy Application

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Minimum one phone number required.*

The Total Visa Card is issued by The Bank of Missouri pursuant to a license from Visa U.S.A. Inc.

Obtaining Your Card: The USA PATRIOT Act is a federal law that requires all financial institutions to obtain, verify and record information that identifies each person who opens a Card Account. What this means for you: when you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to reasonably identify you. We may also ask to see your driver's license or other identifying documents at any time.

*Card use subject to available credit. For security reasons, card may not be used at automated fuel pumps, for gambling transactions or at merchants outside the United States.